Analyzing your profile…
Financial Assessment Questionnaire
Complete all 13 questions to receive your personalized asset allocation recommendation.
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Section 1 — Investor Profile
1. What is your age group?
Younger investors typically have longer time horizons and can absorb more short-term volatility.
Under 30
30 – 39
40 – 49
50 – 59
60 or older
2. What best describes your employment and income stability?
Income stability affects how much liquidity buffer you need before investing.
Stably employed (government, large corporation)
Self-employed or variable income
Contract / freelance
Currently not employed
Retired with pension / Social Security
3. Do you have financial dependents (spouse, children, elderly parents)?
Dependents increase your need for stable, liquid assets as a safety net.
None
1 dependent
2 – 3 dependents
4 or more dependents
Section 2 — Financial Capacity
4. What is your annual household income (before tax)?
Under $50,000
$50,000 – $100,000
$100,000 – $250,000
$250,000 – $500,000
Over $500,000
5. What is your approximate total net worth (assets minus liabilities)?
Net worth determines your capacity to absorb investment losses without affecting your lifestyle.
Under $50,000
$50,000 – $250,000
$250,000 – $1,000,000
$1,000,000 – $5,000,000
Over $5,000,000
6. What percentage of your monthly income do you save or invest?
Under 10%
10% – 20%
20% – 30%
Over 30%
7. Do you anticipate needing a large portion of these funds within the next 2 years?
e.g. home purchase, tuition, business investment. Near-term needs require more liquid, lower-risk assets.
Yes — more than 50% of funds
Yes — up to 25% of funds
Possibly, but not certain
No — funds are for long-term investing
Section 3 — Risk Profile
8. How would you describe your risk tolerance?
Very Low — capital preservation is my top priority
Low — I prefer stable returns with minimal volatility
Moderate — I can accept some ups and downs for better returns
High — I'm comfortable with significant swings for higher growth
Very High — I seek maximum growth and accept large drawdowns
9. Your portfolio drops 25% in value during a market correction. What do you do?
This reveals your true behavioral response to risk, not just your stated preference.
Sell everything to stop further losses
Sell some positions to reduce exposure
Hold — wait for recovery
Buy more — take advantage of lower prices
10. What is the maximum annual loss you could tolerate before you would change your investment strategy?
Less than 5%
5% – 10%
10% – 20%
20% – 35%
More than 35%
Section 4 — Investment Context
11. How would you describe your investment experience?
None — I am new to investing
Limited — I hold some funds/ETFs but rely on advisors
Moderate — I manage a diversified portfolio independently
Extensive — I actively trade and understand derivatives, alternatives, etc.
12. What is your primary investment time horizon?
Longer horizons allow more equity exposure because you can recover from market downturns.
Under 2 years
2 – 5 years
5 – 10 years
10 – 20 years
Over 20 years
13. What is your primary investment objective?
Capital Preservation — protect what I have
Income — generate steady cash flow
Balanced Growth — moderate appreciation with some income
Growth — long-term capital appreciation
Aggressive Growth — maximum returns, accepting high risk
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